Payday Loans

Instant Money Payday Loans

Instant Payday Loans

Immediate access to quick cash through an Instant Payday Loan. Apply direct and get your loan secured for low cost and little risk. Instant payday loans are a very popular way to get immediate access to money. You can borrow from 50 pounds up to 400, 500 pounds. or even up to 1000 pounds. Apply online directly at one of many instant payday loan direct lenders in the UK. Instant decisions guaranteed.

These loan providers are also known as online short term loan providers. Typically you will have access to the loan for a period of twee weeks up to three months. The longer the stretch, the higher the cost. Be aware of the total cost and the time before you will have to pay back the loan.

Easy Payday Loans in UK

These payday loan lenders are plenty in the UK. You can easily apply for an instant loan at one of these lenders by filling in a form at their websites. These forms are simple to fill in and you’ll be ready with your application within minutes. Most lenders who offer instant payday loans promise to have your application dealt with within 5 to 15 minutes after which they deposit the amount on your bank account.

Some pay day loan lenders are a little hesitant providing loans where other providers make no difficulties. After you applied for a loan you will receive a proposal by e-mail, sometimes with an immediate offer for you to accept or decline. Or in other cases you will have to provide additional information.

But for some awkward reasons some lenders even want you to send a fax with additional information or some prove about your income; as if a photo taken with your cellphone of your bank account statement send by e-mail or through an online form on their website, isn’t enough.

Instant Payday Loans Costs

Before accepting your loan offer be aware that the world is not build by fairies and there is one very important thing to take into account: the total cost of the instant payday loan you are about to accept. These fees of these instant loans can differ between 20 to 50% of the total amount of money that you’d like to borrow, depending on

  1. The lender or the payday loan provider
  2. The amount of money you want to borrow
  3. The amount of days before the repayment.

So f you like to lend 200 pounds you have to pay this back, typically between 14 and 40 days (depending on the lender and your preference) and your cost will be between 40 and 100 pounds. Therefore the lender will expect 240 up to 300 pounds paid by you after 2 to 5 weeks. See for more information: What Do Payday Loans Really Cost?

Repaying Payday Loans

If you find yourself unable to repay the loan, you should get in touch with the lender as soon as possible. By getting in touch you may work out an agreement on when to pay back and how. This may also prevent more costs.

When you will call them, it may be wise to think a little bit ahead about what you would like to propose: by which date you think you will be able to repay. That’s what most companies would like to hear. Are you going to be able to repay the loan by next week? Or would like you to repay the loan in weekly or even monthly installments?

A large delay or paying in installments typically would mean extra costs, due to the interest rate or extra fees, but by working out an agreement together you prevent this cost to spiral out of control.

You should only get a payday loan if you can pay it back comfortably, on time and still afford all your other outgoings. You need to ensure that you don’t fall into a regular cycle of borrowing and repaying (source).

No credit check instant loans

Because most lenders perform almost no credit check, many people take out another loan at another direct loan provider to repay their old loans. Many consumers take out a so-called Instant Payday Loan For Bad Credit as a way to repay their existing debts or because they find themselves indebted and broke.

As such they keep on hopping from one lender to another and yet to another until the costs have totally spiraled out of all proportions. It’s at this point that people find themselves unable to repay their debts. They are stuck in the Debt Trap. Read I can’t pay back my payday loan, what can I do?

You should only get a payday loan if you can pay it back comfortably, on time and still afford all your other outgoings. You need to ensure that you don’t fall into a regular cycle of borrowing and repaying (source).

This is how debt can grow into a massive troll in your life. And it is vital that before you find yourself in this situation that you request help from others. There are organisations that can help you for free but it’s also a smart move to inform family or friends of the situation you’re in.

Reasons for Payday Loan

Before taking an instant pay day loan it is a good idea to consider if you really need the loan. Because the cost is so high generally you should only use the payday loan if you have to other alternative and if you are sure you are able to repay the loan within the agreed period.

It is also advised to not use Payday loans for secondary reasons. Budget-experts clearly advise to always make a budget and to save money instead if you are looking for a way to pay for non necessities.

Payday loans should never be used for larger expenses like a holiday, home improvements or Christmas. Instead, can you save for this event over a few months? Can you cut non-essential spending? (source).

If you desire to take on an instant payday loan for reasons of paying off debts, you are entering dangerous waters. It is best advised to make arrangements with debt-collectors for repaying those debts. There is always a possibility to repay a debt later, negotiate about it. If you need help with this you can always contact a special organisation such as http://www.stepchange.org.

50 pound payday loan

50 pound payday loan

A fast 50 pound payday loan. Direct lenders only or also with bad credit. Apply direct for a 50 pound instant paydayloan no credit check. Most direct lenders offer quick loans starting with 50 pounds. The loans are easy to get, often paid out within 5 to 10 minutes after your loan has been approved. To get your loan approved the only requirement is to fill in a form with your basic personal information.

50 pound payday loan
The typical cost of such a loans is 20 pounds. Repayment is often within 2 weeks up to a month. But be aware of the hidden costs! Most often consumers end up at the wrong side of the money-coin, facing big fines and large repayments. Spiraling into a chain of debt. This is because the interest doesn’t stop at one installment but keeps on adding up.

50 pound payday direct lender

There are many lenders that can offer you a 50 pound loan. Most of the payday lenders start with 100 pound loans but others begin with 50 pound loans. Just be careful when choosing the right payday loan provider, don’t sign with one that will keep on adding higher costs. If you find yourself unable to repay the loan, you’re gonna be screwed by the simple form you’re about to submit. Better to think twice.




Also be aware of why you wanna have those 50 quit for. Is it for something that’s really needed, is it to repay another debt or for a new dress? Just don’t do something silly you know. Taking out 50 pounds because you’re hungry and are in need to buy some food, yeah, that’s a good reason but most too often if you’re in this situation than you’re facing too many other problems, don’t let debt be another one.

50 pound payday loan bad credit

Looking for a 50 pound payday loan and you’re already in bad credit? That’s no problem. There is plenty of loan providers here in the UK who are very happy to give you a hand. You know why? Well, it’s no because they are so nice and friendly. It’s because getting a quick loan means more money for them. You will have to pay back 15-20 pounds ‘costs’ to these lenders and if you’re not in time for the repayments you will have to pay back even more. That’s no fun for you, but it means more profit for them.

This is why these payday loan lenders make you believe they are here for you, or that they care for your debts, but in fact they don’t. If they would they wouldn’t be offering these loan-services really but they would be there to help society go forward with our striking debt-issues. They would also stop lobbying parliament and government from adding restrictions to paydayloans and regulating the indsutry.

50 pound payday loan no credit check

You are just two minutes away from getting your 50 pound payday loan without credit check. Receive your loan directly in your bank account and only pay back in 2 to 4 weeks. Typical cost is only 20 pounds. You bet ye! Obtaining loans, also small loans, really can be this easy. You just with that paying back the loan was just as easy. And often it’s not, which is exactly why many people with previous payday loan experiences have gone indebted, even when borrowing a simple 50 pound.

Be aware of the risks of simple forms that promise 50 pounds instat in your bank account. The real cost of a payday loan can be very large. People sometimes end up spiraling into debts, and loose the control over their financial situation fast and easily. There are alternatives out there for the payday loans.

Further reading